🚀 Empowering Institutions and Businesses with Modern Software & Digital Solutions across Northeast India!
Nowsolia Gaon, Jorhat, Assam - 785004, India support@digitaldisha.org
IT Solutions & Business Digitalization
FinTech & NBFC Automation

Complete Loan CRM & Recovery Management Suite

Built for NBFCs, Microfinance Institutions, and Direct Selling Agents (DSA) in Assam and Pan-India. Manage borrower KYC, automate EMI schedules, disburse faster, and slash NPA rates with WhatsApp repayment alerts.

Loan Portfolio Snapshot Active
Disbursed Value ₹4.82 Cr
On-Time Recovery 98.4%
Monthly EMI Collection Target 85%
Instant WhatsApp Inquiry
Complete Software Modules

End-to-End Loan Origination & Servicing Architecture

From the first loan lead captured to final NOC issuance and closure.

Multi-Loan Type Engine

Easily configure Personal Loans, Business Loans, Gold Loans, Microfinance/JLG Group Loans, and Vehicle Loans with custom interest rules (Flat / Reducing rate).

Paperless Digital KYC Vault

Upload and store Aadhaar card, PAN, bank statements, ITR, and guarantor documents securely. Integrated photo capture directly from mobile browsers.

Auto EMI Schedule & Ledger

Instant computation of Principal vs Interest amortization charts, penalty grace periods, foreclosure charges, and automated printable payment receipts.

Meta WhatsApp Reminders

Automatically dispatch personalized WhatsApp payment reminders 3 days before due date, on due date, and overdue notices with direct UPI pay links.

DSA Agent Commission Portal

Empower field agents and third-party DSAs to submit loan files, track approval status in real-time, and calculate payout commissions accurately.

Overdue & Recovery Console

Categorize defaulter accounts (30+ DPD, 60+ DPD, 90+ NPA). Assign field recovery executives with GPS location tags, visit logs, and cash receipt generation.

Custom FinTech Architecture

Ready to Scale Your Lending Operations?

Join leading NBFCs and financial agencies across North East India using Digital Disha software to manage daily loan transactions securely.

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